ACA Compliance

In order to make sure employers and insurance providers, as well as individual taxpayers, comply with the new laws set in place by the Affordable Care Act, the IRS created Form 1094-B/Form 1094-C and Form 1095-B/Form 1094-C, which must be reported on each year. These forms help to ensure that all taxpayers are receiving at least the Minimum Essential Coverage (MEC) of health insurance each year by reporting information on the coverage they receive.

Tax Filings and ACA Compliance

In this section, we'll break down the new Internal Revenue Code sections 6055 and 6056, and why the IRS added them in following the signing of the Affordable Care Act.

Section 6055

Section 6055 speaks directly to individual insurers and self-funded plans. It enforces the mandate that all individuals who receive their health insurance from the Marketplace, governmental programs, or self-funded employers were covered during the previous year. The mandate is enforced with Forms 1094-B and 1095-B.

Section 6056

Section 6056 is for the Applicable Large Employers, or ALE. These are employers with 50 or more full-time employees or full-time equivalent employees. This section enforces the filing of Forms 1094-C and 1095-C, which are filed by ALEs with fully-funded or self-funded health insurance coverage for their employees.

How ExpressIRSForms Can Help?

ExpressIRSForms is the first service to be IRS-authorized to e-file ACA Forms, so you can trust we've taken every measure to ensure that your forms are filed correctly and in compliance with the law. We'll ask you a few questions at first to make sure you're filing the right form as well as all the parts of that form that are required. And before you transmit, we perform an error check to help make sure your form isn't rejected for any reason.

ACA Resources

ACA Penalties


With the new Affordable Care Act laws and IRS forms have come new penalties for failure to comply. These penalties and the ways in which you can incur them vary depending on whether you're in the role of the insurance provider or the insurance recipient.

Providers of insurance, and filers of IRS Form 1095-B or IRS Form 1095-C, may incur penalties if they fail ...

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ACA Forms 1095 and 1094


The Affordable Care Act forms are new information returns created by the IRS to make sure that health insurance providers and employers provide at least the Minimum Essential Coverage (MEC) to their recipients and employees during the calendar year.

This is to help insurance providers and recipients remain compliant with the new healthcare laws.

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Affordable Care Act (ACA) Filing


The new Affordable Care Act Forms 1094 and 1095 are required to be filed beginning with the 2016 tax year. Anyone who provided at least the Minimum Essential Coverage (MEC) of health insurance to individuals will need to file these forms.

With ExpressIRSForms, you won't believe how easily you can e-file these new forms.

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